Hometown Lenders

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

Bank credit: is it growing, and where’s it going?

Lenders have loosened purse strings, but some sectors are monopolising bank loans. Hence the clamour for more credit

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

12 Questions You Absolutely Must Ask Before Renting An Apartment

When hunting for an apartment, many renters fall into the same ugly trap: They get swept away with visions of painting the walls deep purple and having c...

How much does your credit score affect your mortgage rates?

The drop from excellent to fair credit will cost you $21,000 over the life of a 30-year loan. Learn how to improve your credit score and save on a mortgage.

What it Really Costs to Buy a Home

It would be nice if houses for sale came with giant price tags so a buyer could easily compare “all-in” costs. Imagine trying to buy a gallon of milk and having to separately compute what it costs to feed the cow, distribute the inventory and stock the shelves. Let’s bottom-line your homeownership costs, from one-time...Read More

What credit score is needed for a mortgage?

What credit score is needed for a mortgage? Buying a home is one of the largest investments that most Americans will make in their lifetime. In order to

FSBO or Professional Real Estate Agent?

The possibility of “saving” on Realtor commission might sound appealing to those interested in selling their home, but a real estate agent has the background and experience to make the sale of your home more successful. A huge amount of time, marketing and effort goes into selling a home. Plus, it’s

The Pros and Cons of being a Real Estate Agent

Would you like a career with a stable and steady income, guaranteed days off and a five-day workweek? Then being a real estate agent is NOT the job for you.

8 home sale secrets only real estate agents know

Some real estate agents are happy to share some trade-secret real estate tips for selling your home.

How to Break Up With Your Real Estate Agent

Is it OK to break up with your real estate agent? And if so, how can you gracefully end it?

How to Select the Right Real Estate Agent

If you’re looking to buy or sell a home, chances are, you’re considering using a professional to help you through the process. Using a real estate agent to help guide you through the process has some critical advantages. These can make the commission you’ll be providing worthwhile if you choose the right professional to represent […]

How to Find the Right Real Estate Agent for You

Struggling to find the right real estate agent? By following these guidelines, you can find an agent that perfectly fits your needs.

Finding a Real Estate Agent for Your First Home Purchase

Concerned about finding a real estate agent? Want the right agent for your first home purchase? Follow these five tips for a positive experience.

7 easy tricks to make more money when selling your home according to real estate agents

INSIDER spoke to real estate agents to get the scoop on how to optimize profit when selling your home or property.

7 Benefits of Working With a Real Estate Agent

Working with a real estate agent when buying a home will save you both time and money. Here are seven advantages to having an agent's expert guidance.

5 Things to Look for in a Real Estate Agent

Having trouble finding a good real estate agent? It can be tricky business. Read our list of things to look for in a real estate agent at OnQFinancial.com!

4 facts home buyers and sellers don’t know about real estate agents

By Marion Franke / Real Estate columnist<br>Many misconceptions are common about what real estate agents do for a living. Those misconceptions have led some people to distrust real estate agents all together. As we begin a new year, let's get some of these false beliefs out in the open<br>NO Kickbacks Allowed<br>This is a big one. Many people believe agents get part of their income from lenders, title companies and inspectors. This is totally FALSE! It's against the law.<br>The Federal…

Should You Use the Mortgage Company Recommended by Your Real Estate Agent?

You have so many choices to make when you first begin your search for a new home in which to live. You'll pick out an area of town, for starters. Most often this area makes for a convenient drive to work every day. Maybe it's close to shopping and entertainment. Certainly nailing down where...

Realtor vs. real estate agent: What’s the difference?

Though Realtors and real estate agents are very similar, there are important differences to keep in mind between these two types of professionals.